business taken to the
new heights
Pension Loan UK are affordable pension lawyers who for a fixed fee of £970 will set up your new pension scheme and provide your new small business with a pension loan of 50% of the size of your retirement benefits. £970 (inc) SSAS Set Ups
obtain a pension loan A SSAS is a Small Self Administered pension scheme that can provide effective business solutions for small businesses with a pension loan from your newly set up SSAS to your small business whether you are a sole trader partnership or company. Pension Loan post completion advice
Time for a Change Take Control- SSAS Self Managed schemes are reported by some to statistically out-perform the traditional insurance company pension scheme plans. Contact our Pension Loan adviser for advice on how setting up a SSAS can give you more control over your pension scheme investments. £970 (inc) SSAS Set Ups

a pension loan

A SSAS usually comprises a sole member trustee that wishes to work for himself by developing a new small business. This is acheieved by first asking our Pension Loan expert to advise on and set up a new small self administered pension scheme for you in approximately a week. Secondly we request transfers of your existing pension funds from all your existing pension plans into one new bank account we set up for you in your new scheme's name with you named as trustee signatory.

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50% of pension fund

Thirdly Pension Loan UK drafts the necessary legal papers including a first charge over your new company's assets to secure the pension loan. The pension loan will be 50% of the value of all current pension fund for a 5 year period with interest chargeable on the pension loan e.g at 5%. So whilst your new business gets a lump sum pension loan, as it is repayable in annual instalments, after 5 years your pension benefits will be repaid and will have grown. However as we say to all clients whether this is the right investment for your scheme will depend on you or your independent financial adviser. We simply carry out your wishes and advise of its legality.

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International Funds

Contact Pension Loan UK about the range of other pension investments allowed for a SSAS including shares purchases and overseas properties. However, Pension Loan UK advises that foreign commercial proeprty investments must be looked at carefully to ensure that there are enough legal safeguards in place to protect the pension scheme's asset.

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Take Control with Pension Loan UK

Pension Loan UK sets up and administers Small Self Administered Pension Schemes (SSAS) for small businesses that often require a pension loan to aid its development.

Pension Loan UK are professional SSAS administrators aregulated by the Solicitors Regulation Authority to deliver a fast and efficient pension scheme set up services
and advice on allowable pension investments such as a pension loan.

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Pension Loans

Pension Loan UK provide Loan funding administrative services to directors and key employees of companies and sole traders. Pension Loan UK set up SSAS from single to 12 member schemes usually for those fed up with the poor returns and administration services of their existing pension plans.

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Pension Loan

Generally a SSAS can lend up to 95% of the net vlaue of the fund to unconnected third parties. And although loans to members and those connected to them are prohibited, a SSAS unlike a SIPP may lend to the SSAS sponsoring employer, in effect your business. Contact Pension Loan UK now for advice on scheme loanbacks.

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Pension Loan Explained

Members of occupational pension schemes generally have little say over the way in which the fund is managed. This explains the popularity of Small Self-Administered Schemes ('SSASs') which are usually company-based schemes set up specifically for the benefit of the company directors usually under the guidance of a Pension Loan UK. A SSAS gives their members a much higher degree of control and power of investment than is possible in a more conventional occupational pension scheme and consequently they fulfil a similar function in relation to occupational pension schemes as self-invested personal pensions do in relation to personal pension plans. Therefore by using a SSAS you as sole trustee can give your small business a loan with your new pension fund growing as your business makes the repayments back to your scheme !

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Occupational pension scheme

An occupational pension schcme is one that is established usually with the aid of a Pension Loan to provide benefits for people with service in the employment (or self~employment) described in the scheme rules, although it may also provide benefits to members who are not in that kind of employment (or self-employment). Most pension schemes set up by employers for the benefit of their employees satisfy the definition of an occupational pension scheme in the Pension Schemes Act 1993, provided that the main administration of the schemes, be it by trustees assisted by a Pension Loan UK or SSAS administrator, is in the United Kingdom.

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Setting up an Occupational Pension Scheme

We at Pension Loan UK also set up occupational pension schemes for the larger busineses and provide it with ongoing Pension Loan UK services or acting as SSAS administrator. Contact us for a fixed fee quote on establishing a pension scheme for your employeees.

Our Location

Fenwick Pension Loan UK
34 Lipson Road Plymouth PL4 8PW
Phone: 01752 250821
Fax: 0844 8073015